This website (the “Website”) is provided by Zaner Metals LLC ("Zaner", and/or collectively “we” or “us”). These terms and conditions (the “Terms and Conditions”) govern your use of the Website. If you are not willing to accept these Terms and Conditions you may not use the Website. We reserve the right to change these Terms and Conditions, and any other terms and conditions contained elsewhere on the Website, at any time. It shall be your responsibility to check regularly to ensure that you agree to any such amendments. If you do not agree to any changes that we have made, you should stop accessing the Website immediately.
The Website is provided to you on an “as is” and “as available” basis without any representation, endorsement or warranty of any kind, express or implied (by law or otherwise). Accordingly, to the maximum extent permitted by law, we exclude all representations, warranties, conditions and other terms. Specifically, we do not warrant: (1) that any functions on the Website will be uninterrupted or error-free; (2) that the information on the website is correct, accurate and complete; or (3) that the Website or the server that makes it available, are free from bugs, defects or viruses. The views, expressions and opinions appearing on any interactive portion of the Website are the views, expressions and opinions of the contributors to our Website and are not the views, expressions and opinions of us as the operator of the Website. We can give no assurances or warranties regarding the accuracy, currency or applicability of any of the contents in relation to specific situations and particular circumstances and we do not suggest that it be used as a sole source of information.
All information and views expressed in our reports are based on judgments at the time of publication and are subject to change without notice due to economic, political, industry and firm-specific factors.
The information contained at our Website and in our reports is meant for the purposes of information only and is not intended to be investment, legal, tax or other advice, nor is it intended to be relied upon in making an investment or other decision.
All content is provided with the understanding that Zaner is NOT providing advice on legal, economic, investment or other professional issues and services. No representation or warranty (express or implied) is given by Zaner as to the accuracy or completeness of the information and opinions contained in our reports. You should not act upon the information contained in any of our publications without obtaining specific professional advice. To the extent permitted by law, Zaner does not accept or assume any liability, responsibility or duty of care for any consequences of you or anyone else acting, or refraining to act, in reliance on the information contained in this report or for any decision based on it.
In no event shall we be liable for any claims, penalties, loss, damage or expenses, howsoever arising, out of or in connection with your use of the Website, including, without limitation, direct or indirect loss, consequential loss or damage, loss of profit or goodwill, loss of data, loss arising from use or inability to use the Website, loss arising from any errors or omissions in the Website as a result of a breach of contract, negligence, delict. Nothing in these Terms and Conditions shall exclude or limit our liability for death or personal injury caused by negligence or for any liability which cannot be excluded or limited under applicable law.
You will indemnify and defend us against all claims, liability, damages, costs and expenses, including legal fees, arising out of a breach of these Terms and Conditions or any use of the Website.
Unless otherwise stated, the copyright and other intellectual property rights in all material on the Website (including without limitation photographs and graphical images) are owned by us or by our licensors. You may view or download any part of the Website for private purposes, but you are not permitted, without our permission, to: store the Website, or any part of the Website, for any other purpose; print copies of the Website, or any part of the Website, for any other purpose; reproduce copy or transmit the Website, or any part of the Website, in any way, for any other purpose or in, and/or, to any other medium. All other rights which are not specifically granted are reserved.
Users are permitted to view and download the material on the Website for private purposes and reference material only.
Users are not permitted to use, reproduce, distribute, adapt, amend or exploit these materials for any other purpose or in any other medium or form, including for any revenue-generating purposes.
We will determine, at our absolute discretion, where there has been a breach these Terms and Conditions through your use of our Website. When a breach has occurred, we may take such action as we deem appropriate which may include all, or any, of the following actions:
Immediate, temporary or permanent removal of any posting or material uploaded by you to our Website. Issue of a warning to you. Legal proceedings against you for reimbursement of all costs on an indemnity basis (including, but not limited to, reasonable administrative and legal costs) resulting from the breach. Further legal action against you. Disclosure of such information to law enforcement authorities as we reasonably feel is necessary. We exclude liability for actions taken by us in response to breaches of these Terms and Conditions.
The responses described in these Terms and Conditions are not limited, and we may take any other action we reasonably deem appropriate.
While we endeavour to ensure that the Website is normally available 24 hours a day, we shall not be liable if for any reason the Website is unavailable at any time or for any period. Access to the Website may be suspended temporarily and without notice in the case of system failure, maintenance or repair or for reasons beyond our control.
The Website contains links (the “Links”) to websites operated by parties other than us (“Third Party Websites”). We do not control Third Party Websites and are not responsible for their content. The inclusion of the Links does not imply any endorsement of any products, information, materials or services offered or provided on Third Party Websites, or any association with their operators. You are solely responsible for evaluating the integrity of the operators of any Third Party Websites; the accuracy and completeness of any information contained on them, and the value and authenticity of any goods or services offered through them. Note that when you follow a Link to a Third Party Website you are leaving our Website and we give no guarantee that the Third Party Website will be available or is free from bugs, defects or viruses. We accept no liability with respect to any of the products, information, material or services offered or provided by any persons or other organizations listed on, or linked to, the Website.
Should you decide to contract with any such person or organization, the contract will be directly between you and that other party. We will have no contractual involvement, and will not be liable to you in contract or otherwise for any losses or damages that you suffer in relation to and as a result of products, information, materials or services provided to you by any of these organizations. Links from Third Party Websites You may only create a link to the Website subject to our prior written consent.
If and in so far as any part or provision of the Terms and Conditions is or becomes void or unenforceable it shall be deemed not to be or never to have been or formed a part of the Terms and Conditions and the remaining provisions of the Terms and Conditions shall continue in full force and effect.
Zaner is committed to safeguarding the personal information that you provide us. This Privacy Policy describes how we handle and protect personal information we collect about individuals, such as you, who apply for or receive our products and services. The provisions of this notice apply to potential, former and current customers.
General Information about browsing Zaner's Websites
At Zaner, no account or personal information is retrieved from Zaner's servers when a client or visitor browses the public (pre-login) areas of our websites. Although Zaner uses website data to improve the content and services offered to its website visitors, such data is reported on an aggregate, anonymous basis, and we associate no personal information with such gathering of data. Such data may include: how many people visit our websites; the pages they visit; how long they stay on our websites; and the domain name of the site visitors connect from (e.g., yahoo.com).
Why and How We Collect Personal Information
When registering for access to our "Premium Content" at our site or applying for or maintaining an account with Zaner we collect personal information about you for business purposes. This information helps Zaner in evaluating your financial needs, processing your requests and transactions, informing you about products and services that may be of interest to you, and providing customer service. The personal information we collect about you includes:
- Information you provide to us on applications and other forms, such as your name, address, date of birth, social security number, occupation, assets, and income
- Information about your transactions with us and with our affiliates
- Information we receive from consumer reporting agencies, such as your credit history and creditworthiness, and other entities not affiliated with Zaner
- Information you provide to us to verify your identity, such as a passport, or received from other entities not affiliated with Zaner
How We Protect Personal Information
We limit access to your personal information to only those employees who need access in order to service your account and help you accomplish your financial objectives by providing you with a broad range of products and services. Our employees are required to maintain and protect the confidentiality of your personal information and must follow established procedures to do so. We maintain physical, electronic, and procedural safeguards to protect your personal information. We do not rent or sell your name or personal information to anyone.
Sharing Information With Our Affiliates
We may share personal information described above with our affiliates for business purposes, such as servicing customer accounts, verifying customer information and customer notifications, and as permitted by applicable law. Our affiliates are companies controlled or owned by us as well regulated partners, such as futures commissions merchants, dealers and other brokers. Zaner does not share information with affiliates for marketing purposes.
Disclosure to Non-Affiliated Third Parties
In order to support the financial products and services we provide to you, we may share the personal information described above with third-party service providers not affiliated with us, including
- Financial service institutions (e.g., advisers, dealers, brokers, trust companies and banks)
- Companies under contract to perform services for us or on our behalf, such as vendors that prepare and mail statements and transaction confirmations or provide data processing, computer software maintenance and development, transaction processing and other services
These companies acting on our behalf are required to keep your personal information confidential.
Also, we may disclose personal information with non-affiliated companies and regulatory authorities as permitted or required by applicable law. For example, we may disclose personal information to cooperate with regulatory authorities and law enforcement agencies to comply with subpoenas or other official requests, and as necessary to protect our rights or property. Except as described in this privacy policy, we will not use your personal information for any other purpose unless we describe how such information will be used at the time you disclose it to us or we obtain your permission to do so.
Enhanced Business SMS
All users must opt-in to receive SMS messages from Zaner, for example by sending us a text with the word "START". Any user may opt-out at any time by senidng us a text with the words "STOP" or "UNSUBSCRIBE." Zaner will log and track consent, and opt-ins and opt-outs.
Updating Your Personal Information
We endeavor to keep our customer files complete and accurate. Most of this information is contained in account statements that you receive from us and applications that you submit to obtain our products and services. We encourage you to review this information and notify us if you believe any information should be corrected or updated. If you have a question or concern about your personal information or this privacy notice, please contact your Zaner representative.
Hyperlinks
Zaner's websites may contain hyperlinks or "links" to other sites, and other sites may "link" to our sites. Websites linking to and from our sites may have privacy practices different from Zaner's. This Website Privacy Statement applies solely to information collected by our websites. Zaner is not responsible for the privacy policies or the content of sites you link to, and we have no control over the use or protection of information provided by you or collected by those sites. If you elect to link to a co-branded website or to a linked website, you may be asked to provide registration or other information. Please note that the information you are providing is going to a third party, and you should familiarize yourself with the privacy policy provided by that third party.
No waiver by us of any breach by you of any of these Terms and Conditions shall constitute a waiver of any other breach, and no failure to exercise or partial exercise by us of any remedy shall constitute a waiver of the right subsequently to exercise that or any other remedy in part or in full.
These Terms and Conditions shall be governed by and construed in accordance with the state of Illinois.
We aim to update our site regularly and may change the content at any time. If the need arises, we may suspend access to our site, or close it indefinitely. Any of the material on our site may be out of date at any given time, and we are under no obligation to update such material.
We may revise these terms of use at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we made, as they are binding on you. Some of the provisions contained in these terms of use may also be superseded by provisions or notices published elsewhere on our site.
If you have any concerns about the material that appears on our site, please email info@zanermetals.com. Thank you for visiting our site.